Why G Fiduciary?

Experience, innovation, independence and results. For starters.

The G Fiduciary plan was designed by experts to assist company executives in implementing retirement programs for the benefit of all participants. The G Fiduciary plan is founded on principles and practices developed and implemented successfully over the past decade. It is this foundation of experience and success that enabled G Fiduciary to create the independent fiduciary plan that offers clear, measurable benefits improving investment returns, avoiding liabilities and lowering administrative burdens over conventional modern retirement plans. There is nothing else like it.

Through patent-pending methods for efficient investment and administration, all G Fiduciary plan participants receive identical returns that track the broad market,** thereby enhancing the income security of future retirees.  All fund management, and other fees are fully disclosed and controlled by independent fiduciaries.  Unlike conventional plans, there are no hidden fees in the G Fiduciary Plan, making performance completely transparent to employers and participants alike.

** Market means the S&P 500 stock index (60 percent) and the Lehman Aggregate Total Bond Market Index (40 percent).

Benefits of the G Fiduciary Plan vs. Conventional Plans

• Higher investment yields for participants, leading to greater retirement income security.
• Each participant is assured returns that closely track the market
• Each participant receives an identical rate of return
• Greater protection from potential legal exposure as a plan co-sponsor
• All decisions made by qualified, independent, professional fiduciaries
• Fees are transparent and fully-disclosed
• Structure of the plan is prudent; participants are protected from damages caused from sub-market returns and excess fees
• Elimination of 57 varieties of decisions that create fiduciary exposure under traditional plans
• Only decision under the G Fiduciary Plan is whether to adopt it; no other decision is necessary
• Fiduciary liability insurance
• Lower administration cost for the plan sponsor
• No enrollment meetings
• No investor education meetings
• No loans
• No vesting schedules
• No hardship withdrawals
• No eligibility requirements
• Audit included
• 5500 report filing included
• Online access to account balances included
• Annual participant report included
• Automated electronic upload of contribution data